If you run a small business in the UK, knowing your business credit score is crucial. It can affect your ability to borrow money, get good terms from suppliers and even secure new customers. But many business owners don’t realise they can check their score — for free.
What Is a Business Credit Score?
A business credit score is a number that shows how creditworthy your business is. It’s based on your company’s financial history, payment behaviour, and other public data, including information from Companies House.
Lenders, suppliers, and partners use this score to decide whether to work with you or offer credit.
How to Check Your Business Credit Score for Free
You can check your business credit score for free with Menna. We’ve partnered with Equifax, one of the UK’s leading credit reference agencies, to give you direct access to your company’s score.
There’s no cost and no hard credit check, so your personal credit file won’t be affected.
Why It’s Important to Check Regularly
Your score can change, especially if new information appears — like a late payment, a CCJ, or a change in your company’s structure. Checking regularly helps you stay informed and fix issues quickly.
What to Look For in Your Credit Report
Credit score number: Usually out of 100 or 1,000, depending on the agency.
Company information: Make sure it’s correct.
Payment history: Are you paying suppliers on time?
Credit limits and balances: These show how much credit your business is using.
Legal notices: CCJs or missed payments may be listed.
Final Tips
Set a reminder to check your score every month – or let Menna do if for you.
Dispute any incorrect information.
Use the insights to build a stronger financial profile.
Knowing your business credit score is one of the simplest ways to take control of your business finances — and now, it’s free with Menna.
A business credit score is a number that reflects how creditworthy your company is. It’s based on financial history, payment behaviour, and public records from sources like Companies House. Lenders and suppliers use it to decide whether to work with you.
You can check your score for free with Menna. Just sign up, connect your business details, and view your credit report — all powered by Equifax, with no cost and no impact on your personal credit file.
Your score can change based on new data like late payments or CCJs. Regular checks help you stay on top of your business’s financial health and catch issues early.
Check your credit score, make sure your company info is correct, review payment history, credit usage, and look out for any legal notices like CCJs or defaults.
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